Koalifi offers simple, fast, No Credit Needed payment options!
High Approval Rates:
With Koalifi Financial, it takes only seconds to get approved for up to $5,000 on a lease-to-own contract. High Approval rates— whether you are a credit superstar or just getting started.
Low Initial Payment. early purchase option.
We offer a transparent, and affordable no credit needed financing option. If you pay in full by 90 days, you pay only a $49.00 initial payment, plus the cost of your order. Or if you’d rather take advantage of our full 12 month financing option, we split your payments evenly over 12 months, making sure that your payments align with your pay schedule. It’s as easy as that!
90-Day Purchase Option Or Early Buyout:
And with the 90-day purchase option — you can choose to purchase the item within 90 days of delivery and pay only the initial $49.00 payment plus the invoice amount. After 90 days, you may choose the early buyout option and purchase the merchandise at up to 45.00% of the remaining balance on the lease.
Requirements
Photo ID
Social Security Number, government ID or ITIN#
Debit card with initial payment of $49.00
Checking account
$1,000 a month income
Terms and conditions
Koalifi's leasing-to-own financing option allows you to get what you need and pay over time. Lease-to-own for up to 12 months. Initial term less than 3 months; term renews with each payment. The payment is withdrawn from your checking account automatically based upon your pay schedule. There is an initial payment of $49 due upon inception of the lease. You can apply in store or on line with West Creek Financial.
* The program described is a rent-purchase (or lease-purchase) transaction. You will not own the leased merchandise or acquire ownership rights unless you make all scheduled payments or prepay in accordance with the lease. Details may vary from state to state. Consult your lease for complete terms and conditions.
