IN STOCK ITEMS TAKE IT HOME! MUST WEAR MASK ON FACE AND NOSE. ORDERS ARE DELAYED.

594 New York Highway 3, Plattsburgh, New York 12901, United States

518-324-5400

518-324-5400

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Choice Furniture

Lease to own how does it work?

Watch the video below to learn more

No credit needed apply online
Click here for application
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West Creek offers simple, fast, No Credit Needed payment options!

High Approval Rates:

With West Creek Financial, it takes only seconds to get approved for up to $5,000 on a lease-to-own contract. High Approval rates— whether you are a credit superstar or just getting started.

Low Initial Payment. early purchase option.

We offer a transparent, and affordable no credit needed financing option. If you pay in full by 90 days, you pay only a $40.00 initial payment, plus the cost of your order. Or if you’d rather take advantage of our full 12 month financing option, we split your payments evenly over 12 months, making sure that your payments align with your pay schedule. It’s as easy as that!

90-Day Purchase Option Or Early Buyout:

And with the 90-day purchase option — you can choose to purchase the item within 90 days of delivery and pay only the initial $40.00 payment plus the invoice amount. After 90 days, you may choose the early buyout option and purchase the merchandise at up to 45.00% of the remaining balance on the lease.

Requirements

Photo ID

Social Security Number, government ID or ITIN#

Debit card with initial payment of $40.00

Checking account

$1,000 a month income

Terms and conditions

West Creek’s leasing-to-own financing option allows you to get what you need and pay over time. Lease-to-own for up to 12 months. Initial term less than 3 months; term renews with each payment. The payment is withdrawn from your checking account automatically based upon your pay schedule. There is an initial payment of $40 due upon inception of the lease. You can apply in store or on line with West Creek Financial. 

* The program described is a rent-purchase (or lease-purchase) transaction. You will not own the leased merchandise or acquire ownership rights unless you make all scheduled payments or prepay in accordance with the lease. Details may vary from state to state. Consult your lease for complete terms and conditions.

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Furniture First Member

  • Home
  • Shop
  • La-Z-Boy
  • Serta iComfort
  • Serta iComfort Hybrid
  • Mattress 1st by Serta
  • Simmons Beautyrest Black
  • Best Home Furnishings
  • Assisted lift chairs
  • Home Inspiration Credit
  • Synchrony Home Credit
  • Lease to own
  • Customer Service
image1577

Thank you for visiting our website. Covid-19 has caused major delays in most of our brands. Please be patient for your orders to arrive and you can contact the store at anytime to check on your open orders. 518-324-5400

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