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DEFERRED INTERSEST

Headline: No Interest if paid in full within 12 Months*

Sub-headline: Interest will be charged from the purchase date if the purchase balance is not paid in full by the end of the promotional period. [Minimum purchase $X.]

*No Interest if paid in full within 6, 12 or 24 Months: [If applicable, insert what types of purchases are included or excluded from the offer and any other limitations.] Minimum purchase $xxxx for 6 month financing, $xxxx for 12 month financing or $xxxx for 24 month financing. To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, we will charge interest from the purchase date at the Standard APR. After promotional period ends, the Standard APR also applies to the remaining balance. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Prior purchases excluded. Account must be in good standing. [Offer expires XX/XX/XXXX.] [Limited time offer.] Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your credit agreement for applicable terms. Subject to credit approval. HomeInspiration financing account issued by TD Bank, N.A.

EQUAL PAYMENTS

Headline: No Interest for 24, 36, 48, 60 or 72 Months with Equal Payments **

**No Interest for 24, 36, 48, 60 or 72 Months with Equal Payments: [If applicable, insert what types of purchases are included or excluded from the offer and any other limitations.] Minimum purchase $xxxx for 24-month financing, $xxxx for 36 month financing, $xxxx for 48 month financing, $xxxx for 60 month financing or $xxxx for 72 month financing. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. [{Offer expires XX/XX/XXXX.} OR {Limited time offer.}] Standard account terms apply to purchases that do not qualify. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your credit agreement for applicable terms. Subject to credit approval. HomeInspiration financing account issued by TD Bank, N.A.

Lake Placid , Saranac lake, Plattsburgh, La-z-Boy, sofa, Furniture Store